Fast · Discreet · Fair
Pawn Loan
Instant cash without a credit check – secured by your valuable item. Since 1873, we have been helping people in North Rhine-Westphalia quickly and discreetly.
How it works
Your valuables.
Your loan.
With a pawn loan, you leave an item of value as security and receive cash immediately. No paperwork, no long waiting times. Redeem your pawn whenever it suits you – or simply have it extended monthly.
Immediate payout
Valuation and payout usually take place within 20 minutes at our branch.
Safely stored
All pawned items are stored securely and insured in our vault and can be collected at any time.
What can be pawned?
We accept these items as collateral
Free of charge & non-binding
Bring in your valuables – receive cash immediately
Simply come to one of our branches. We will appraise your item free of charge and usually pay out within 20 minutes.
The Process
Get a Pawn Loan in 4 Steps
Bring in your item
Bring your valuable item and a valid photo ID to one of our branches.
Free appraisal
Our certified experts appraise your item transparently and free of charge.
Receive cash
Once an agreement is reached, you will receive cash immediately and the pawn ticket as a receipt.
Redeem flexibly
Redeem your pledge at any time, extend it monthly, or have us purchase it.
Terms and Conditions
Fair terms and conditions.
Clear and transparent.
- Legally regulated fees – no hidden costs
- Extension possible at any time
- Flexible redemption tailored to your needs
- State-licensed business
Example calculation
Pawn loan over €1,000
Term: 4 months
After the term expires, you have 3 options
Redemption
Repay the loan + interest, and the collateral will be returned
Extension
Pay the interest and extend the term by another 4 months
Realization
The collateral is auctioned – any surplus is paid out
Free of charge & non-binding
Bring in your valuables – receive cash immediately
Simply come to one of our branches. We will appraise your item free of charge and usually pay out within 20 minutes.
Legally compliant & transparent
Legally regulated.
Fair. Secure.
Pawnbroking in Germany is strictly regulated by the Pawnbrokers’ Ordinance (PfandlV). As a licensed pawnbroker, we are required to operate transparently and fairly. Your rights are protected by law.
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member of the Central Association
We are members of the German Association of Pawn Credit Businesses (Zentralverband des Deutschen Pfandkreditgewerbes e.V.) and are therefore bound by strict codes of conduct.
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Protected by law under the PfandlV
Your rights as a pledgor are comprehensively protected by the Pawnbrokers’ Ordinance.
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Redemption possible at any time
You can repay your pawn loan and redeem your item at any time.
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Your property is stored securely
All pledged items are insured and carefully stored in our secure vaults.
Insights
How we work
See for yourself how a pawn loan works with us – personal, discreet and uncomplicated.
Why Brocker?
Personal. Experienced. Trustworthy.
We are not an anonymous corporation – we are a family business that has focused on genuine relationships and personal service for over 150 years.
A genuine family business
Family-owned for five generations. No corporation, no franchise – just real people with a genuine interest in your situation.
Personal Advice
With us, you know the people who are there for you. As equals, discreetly and without pressure – entirely at your own pace.
Tradition since 1873
Over 150 years of experience. What mattered back then still matters today: fairness, reliability and keeping our word.
Earned trust
Over 100,000 customers have placed their trust in us – many of them return again and again. That is a responsibility we uphold every day.
Safely stored
High-security vault facilities and comprehensive insurance coverage. Your item is in the best hands with us.
100% discreet
No information is disclosed to third parties, and there is no entry with any credit reference agency. Your situation remains entirely private.
5 locations in North Rhine-Westphalia
Close to you – our branches
Visit us in Mönchengladbach, Krefeld, Neuss, Aachen or Bonn – our experts will provide you with personal, non-binding and free advice.
FAQ
Frequently Asked Questions
Do you have any further questions? We will be happy to assist you personally.
A pawn loan is suitable for anyone who needs cash quickly and easily – without a credit check or paperwork. It is particularly popular among self-employed people, private individuals facing short-term financial difficulties, and those who do not want to sell their valuables.
The interest rate is 1% per month on the loan amount. In addition, there are government-regulated fees in accordance with the Pawnshop Ordinance, which vary depending on the loan amount. There are no hidden costs – all fees are communicated transparently in advance.
As a rule, the entire process from valuation to payout takes only 20 minutes. Simply bring your valuable item and a valid photo ID.
The standard contract runs for 3 months. You can redeem your pledged item at any time before then. An extension for a further 3 months is possible at any time. If you are unable or do not wish to redeem it, you can agree to its purchase.
Yes. All pledged items are fully insured for the entire term and stored securely in our vault facility.
If you do not redeem your pledge after the term expires, it will be auctioned. The proceeds, less costs and interest, will be paid to you if they exceed the loan amount.
Personal & fast
Contact us
Pawnshop Mönchengladbach
Schillerstraße 41-43, 41061 Mönchengladbach
Pawnshop Bonn
Oxfordstraße 8, 53111 Bonn
Pawnshop Aachen
Stiftstraße 18, 52062 Aachen
Pawnshop Neuss
Sebastianusstraße 9, 41460 Neuss
Pawnshop Krefeld
Marktstraße 50-52, 47798 Krefeld