Fast Liquidity

KFZ-Beleihung

Get immediate liquidity using your vehicle as collateral – up to 70% of its market value. Discreet, fast, and with no credit check.

Find a Branch Enquire now

Your Benefits

Why pawn your vehicle?

As an alternative to selling your vehicle, vehicle pawning provides quick access to cash – while you retain the right to reclaim your vehicle.

Cash immediately

Payment is made immediately after the vehicle valuation – on the same day.

Fast Processing

Valuation, contract and payment all take place in a single appointment.

100% discreet

No credit check and no entry with credit agencies.

Safely stored

Your vehicle is kept in a monitored, covered parking space – fully insured.

Which vehicles do we accept as collateral?

Minimum loan value: €10,000

Passenger cars

Sedans & estate cars
SUVs & off-road vehicles
Sports Cars & Convertibles
Electric Vehicles

Luxury Cars & Classic Cars

Premium Brands
Classic Cars & Modern Classics
Supercars
Limited-Edition Special Models

Two-Wheelers & More

Motorcycles of All Classes
Mopeds & Scooters
Motorhomes & Caravans
Quads & ATVs

An Alternative to Selling

Your Vehicle Remains Your Property

You retain the right to your car and get it back after repayment.
No Credit Check

Ideal for self-employed individuals, freelancers, or people with poor credit.
Short-Term Liquidity

Ideal for bridging financial gaps or making quick investments.
Fair, Transparent Terms

1% interest per month, no hidden fees.

Process

It's that easy

From contacting us to receiving your cash payment – everything in a single appointment at our branch.

Book an appointment

Give us a call or simply visit our branch – no appointment necessary.

Bring in your vehicle

Bring your vehicle along with its registration certificate parts I and II and your identity card.

Free appraisal

Our experts will appraise your vehicle according to DAT/Schwacke – quickly, fairly and free of charge.

Immediate payout

Once the contract has been signed, you will receive the agreed amount immediately in cash.

What you need

Please bring the following documents to your appointment:

Registration certificate Part I (vehicle registration document)
Registration certificate Part II (vehicle title)
Valid identity card or passport
All vehicle keys (original and spare keys)
Service booklet and maintenance records (if available)

Terms and conditions at a glance

Transparent and fair – no hidden costs.

1% interest per month

On the agreed loan amount
Minimum loan value: €10,000

Cars, motorcycles, classic cars, motorhomes
Early redemption possible at any time

Costs are calculated proportionally
Comprehensive insurance included

Your vehicle is insured for the entire term

Frequently Asked Questions

Your questions about vehicle-backed loans

Here you will find answers to the most important questions. Please feel free to contact us directly – we will be happy to advise you free of charge and without obligation.

Make a personal enquiry

A loan can be granted for a minimum loan amount of €10,000. For valuable vehicles such as luxury cars, classic cars or collector vehicles, we can offer particularly attractive terms. Upon request, we would be happy to provide you with a preliminary assessment by phone.

We provide loans against passenger cars of all makes and models, motorcycles and other two-wheeled vehicles, motorhomes and caravans, classic cars and modern classics, as well as luxury vehicles and sports cars. What matters is that you are the legal owner of the vehicle, as evidenced by the vehicle title.

We charge 1% interest per month on the loan amount, along with a flat fee for insurance and secure storage. The exact terms and conditions will be explained in full and with complete transparency before the contract is concluded—there are no hidden fees. In the event of early redemption, the costs will be charged on a pro rata basis.

Your vehicle will be securely stored in a guarded, covered parking facility and will be fully comprehensive-insured for the entire term. It will be handled with care, and you will receive it back in the same condition upon redemption.

We will work with you to find a solution: an extension of the contract, partial repayment or—as a last resort—an auction. Any surplus proceeds exceeding the loan amount will be paid out to you. Our goal is always for you to get your vehicle back.

No. The vehicle-backed loan is not reported to credit agencies. There is also no credit check—the value of your vehicle is the only factor that matters. This makes vehicle-backed lending particularly attractive for self-employed individuals, freelancers or people facing short-term financial difficulties.

5 locations in North Rhine-Westphalia