Everything you need to know
All information about pawn loans
Learn everything you need to know about our pawn loans – transparent, fair and straightforward since 1873.
Step by step
How a pawn loan works
From appraisal to payout, the entire process usually takes just a few minutes.
Bring your valuable item and ID
Visit one of our branches – no appointment necessary. Simply bring:
- Your valuable item
- A valid identity card or passport
- Optional: Proof of purchase or certificates
Free appraisal
Our certified experts determine the value of your item:
- Professional valuation
- Transparent Price Determination
- No-obligation offer – you decide
Contract signing & immediate payout
Once an agreement is reached, the process starts immediately:
- Immediate Cash Payout
- Issuance of the Pawn Ticket
- Secure storage in insured safes
Flexible repayment & redemption
You decide when and how you repay:
- Pawn can be redeemed at any time
- Term can be extended
- Early repayment at no extra charge
Required documents
- Valid identity card or passport
- For luxury watches: original certificates and box
- For vehicles: vehicle documents and keys
Your benefits at a glance
- No credit check
- Immediate Cash Payout
- 100% discreet and reputable
Fair terms
Our terms at a glance
Transparent terms with no hidden costs. With us, you know from the outset what to expect.
Interest & fees
- Only 1% interest per month
- Fees regulated by law
- No hidden costs
Terms
- 4-month basic term
- Extension possible at any time
- Early redemption at no extra charge
Security
- Fully insured
- High-security safes
- 100% discreet custody
Example calculation
Pawn loan over €1,000
Term: 4 months
At the end of the term, you have three options:
-
A
Redemption
Repayment of the loan + interest; the pledged item is returned.
-
B
Extension
Pay the interest and extend the term by another 4 months.
-
C
Realization
The pledged item is auctioned – any surplus proceeds are paid out.
Tradition and expertise since 1873
With over 150+ years of experience, we are your trusted contact for discreet and fair pawn loans in the region.
5 locations in North Rhine-Westphalia
Close to you – our branches
Visit us in Mönchengladbach, Krefeld, Neuss, Aachen or Bonn – our experts will provide you with personal, non-binding and free advice.
Bonn
Oxfordstraße 8, 53111 Bonn
Mönchengladbach
Schillerstraße 41-43, 41061 Mönchengladbach
Aachen
Stiftstraße 18, 52062 Aachen
Neuss
Sebastianusstraße 9, 41460 Neuss
Krefeld
Marktstraße 50-52, 47798 Krefeld
Personal & fast
Contact us
Pawnshop Mönchengladbach
Schillerstraße 41-43, 41061 Mönchengladbach
Pawnshop Bonn
Oxfordstraße 8, 53111 Bonn
Pawnshop Aachen
Stiftstraße 18, 52062 Aachen
Pawnshop Neuss
Sebastianusstraße 9, 41460 Neuss
Pawnshop Krefeld
Marktstraße 50-52, 47798 Krefeld