Pawn Loan

What can be used as collateral?

From jewelry and luxury watches to vehicles and art – we provide loans against almost all valuables. Professional valuations, fair terms.

Explore Categories Pawn Loans

Items Eligible for Pawn Loans

What We Accept as Collateral

From classic precious metals to high-value vehicles – here you will find an overview of all categories we regularly accept as collateral.

Jewelry & Precious Metals

All types of gold, silver and platinum jewelry – rings, necklaces, bracelets, earrings and more. We also gladly accept unfinished pieces, scrap gold and coins.

Gold Jewelry (333 to 999)
Diamond Jewelry & Gemstones
Gold & Silver Coins, Bars
Platinum and Other Precious Metals

Vehicles

Cars, motorcycles, classic cars and motorhomes – we accept all types of vehicles as collateral up to a value of several hundred thousand euros. Your vehicle remains safely stored with us.

Cars of All Makes & Classes
Motorcycles & Scooters
Classic Cars & Luxury Vehicles
Motorhomes & Caravans

More about Vehicle-Backed Loans →

Luxury Items & Designer Goods

Hermès, Louis Vuitton, Chanel – high-quality designer handbags and accessories often command substantial loan values. We also accept furs, luxury fashion and rare collectibles.

Designer Handbags (Hermès, LV, Chanel …)
Furs & High-Quality Accessories
Luxury Electronics
Limited collector's editions

Electronics & instruments

High-quality electronics, professional musical instruments and tools – if the value is right, we are also happy to accept items in this category as collateral following an individual assessment.

High-quality electronics & Apple devices
Professional musical instruments
Professional tools & machinery
Cameras & lenses

Not sure?

Our services extend far beyond the categories listed. If you are unsure whether your item is eligible for a pawn loan, simply stop by – the assessment is free of charge and non-binding.

As a general rule: If your item has a verifiable market value, we are interested.

Enquire now

Fair Appraisal

Almost anything can be pawned

As an established pawnshop with over 150 years of experience, we provide loans against an exceptionally wide range of valuables – from classic pawn items such as jewelry and precious metals to vehicles, art, and luxury goods. Valuations are always free of charge and non-binding, and are carried out by our certified experts.

No credit check required

Your valuable is the only security required. Creditworthiness, income, or personal history do not matter.

Get a Loan in Just a Few Minutes

Valuation, contract signing, and payout – all directly on site, with no waiting times or paperwork.

Safely Stored and Insured

All pawned items are stored in highly secure safes and are fully insured for the entire loan term.

Learn more about pawn loans

Valuation

What determines the value of your pawned item?

The loan value depends on various factors. Our experts take all relevant aspects into account to make you a fair offer in line with the market.

Current Market Value

Gold prices, the watch market, and vehicle marketplaces – we base our valuations on current daily market prices and recognized valuation standards such as DAT or Schwacke.

Condition & Authenticity

A well-maintained condition significantly increases the loan value. Original certificates, box and papers further increase the value – especially for luxury watches and designer goods.

Brand & Rarity

Well-known brands and rare items are easier to appraise and sell – this has a positive impact on the loan amount.

Material Value

For precious metals, the material value is the key factor: carat, weight and the current gold price are directly included in the calculation.

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Our Tip

If possible, bring all relevant documents with you – proof of purchase, certificates and original packaging. This generally increases the loan value noticeably.

5 locations in North Rhine-Westphalia